Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
4914 Fitzhugh Ave, Suite 102 Richmond, VA 23230
Licensed in: Virginia (VA), Massachusetts (MA), Florida (FL)
About Adam Gjerulff
NMLS ID 278745
Adam Gjerulff is a mortgage professional who has been originating loans since 2005.
Adam brings enthusiasm and efficiency to a process that can otherwise be tedious and stressful to clients. His experience has given him a tool set to handle any situation effectively.
“My goal is to help my customers buy a home; either their first home, dream home, investment property, or vacation home, with the least amount of stress and best terms for their situation. I understand the stress that can be associated with buying a home. I strive to make the financing portion of the process efficient, straight forward and stress free. One of the best parts of my job is getting to know each client, building our relationship, and congratulating them on the purchase of their new home.” “ I am beyond excited to offer Geneva’s expanded product base to my clients and referral partners!”
Adam coaches a local lacrosse travel team. He has been active in lacrosse for the past 8 years. The team is known by the call name VENOM and they are based out of Hanover, VA.
Adam is married to Jamie, and they have two beautiful daughters. They have lived in Richmond for several years and plan to raise their family here.
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
“Patient and knowledgable!”
Adam helped us purchase our home and he was there every step of the way. He was very patient with us and making sure he explained in detail the whole process. He was very responsive to our questions we had. Adam was very knowledgeable of all the loan options and would explain which was the best for our lifestyle. Adam also took the time to explain how to build your credit score and which items to work on to get a higher score. I will use Adam for all my future mortgage needs and will recommend him to everyone." Pamela Mitter, Chesterfield, VA Sept 2017
“Handled both our loans smoothly!”
We are so pleased with how Adam handled both of our loans (refinance of a rental property and a home purchase). We had a complicated situation and he took care of it! I would definitely use him again for a loan and recommend him to others. Thank you for a painless process!" Amy M
“He was there for us!”
"As it was our first home purchase Adam was very good with giving us the different options and the breakdown of each option and answering any question no matter how dumb it was. He also was great with giving us advice about financial options later down the road whether it was with him or someone else. Felt like he was there for us, not just a paycheck." Matthew Craig, Chesterfield, VA November 2017