Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
369 East Central Ave Winter Haven,FL 33880
Licensed in: Florida (FL), Georgia (GA)
About Carlos Unzueta
NMLS ID 347126
Carlos Unzueta is a veteran mortgage professional that has been in the mortgage and finance business for over 22 years.
Carlos is very knowledgeable regarding all aspects of mortgage finance and real estate trends, especially in the Central Florida market.
Carlos Unzueta started his finance career with a small savings and loan institution at age 18 under the wings of many local well respected career bankers. From their teachings and training he gained such a love for mortgage finance and the importance of GREAT client care from application to closing. Carlos chose to further his banking career full time while attending college at night at Florida Southern College where he received a Bachelor’s Degree in Finance in 1994.
Carlos spent the first 11 years of his career working for BIG CORPORATE banks. After years of corporate changes and aggravation at the lack of client care he decided to make the move and become an independent mortgage consultant. Carlos joined Geneva Financial LLC. in February 2015 as a Senior Mortgage Consultant and he has been very excited for the future this company brings as it grows its branch network in Florida and all over the country. Carlos has personally grown his business by offering professional, fair, and prompt client service over the years. This has brought many referrals from past and present clients as well as numerous Realtors he has worked with over the years.
"I look forward to the privilege of helping you finance any of your home mortgage needs." Carlos Unzueta
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
“Made my dreams come true!”
Carlos, from the moment I first spoke to him has been amazing. I was so frustrated just trying to find a lender that would finance larger plots of land. Carlos worked very hard to make my dreams come true. Thanks to Carlos and his team, my family is loving on the property we've prayed for.
“Knowledgeable and hardworking”
Carlos and his team pulled off a miracle to get everything done on my home. Well above expectations. The entire team is knowledgeable and bend over backwards to help their clients. They go that extra mile for their clients which is HUGE!! Carlos and his team took on the challenge of my short sale dream home and made it a reality and even set up a mobile closing while I was vacationing in the mountains!!
“Kept me informed and put my mind at ease!”
Carlos Unzueta: There wasn't a moment in this process where I was lost or wasn't up to date on any thing. If I had any questions they were answered and this process went a whole smoother than what I had in mind as a first time buyer.
I want to say a big thank you to everyone involved in helping me to close on a house I love. It took about 10 months to find but when I did I didn't have to worry about a thing.