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Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
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4894 Sparks Blvd, #111 Sparks, NV 89436
Licensed in: Montana (MT), Washington (WA), Oregon (OR), California (CA), Nevada (NV), Arizona (AZ), Texas (TX), Florida (FL), and Tennesse
About Chris Handy
NMLS ID 15418
Christopher Handy started in the mortgage business in 2001. He has originated reverse mortgages since 2005 & holds the difficult-to-obtain Certified Reverse Mortgage Professional Designation®. A CRMP® must have closed 50 or more reverse mortgages and have 3+ years of experience. He or she must obtain a letter of recommendation from a senior manager attesting to their character and qualifications. In addition, designees must have passed a difficult exam (one with a 70% initial fail rate), passed a comprehensive background check, completed extensive training on ethics and recognizing elder abuse, and are required to adhere to the NRMLA Code of Ethics. He also focuses on early-payoff mortgage strategies for those clients who have yet to reach retirement age.
Born in the Midwest, Chris spent his summers raising crops on his grandparent’s farm. He understands the value of your hard-earned dollars. So, no matter what the market conditions, Chris finds the best program for your scenario at the lowest cost he can structure. He has a responsibility to do so and he fulfills it.
Besides being experienced, Chris has a solid educational background as well. While working for Chase Manhattan Bank, he obtained his business degree from Arizona State University. He keeps his wits sharp as an active member of MENSA® (for which he tested in the top 2% of the population in intelligence) and is also an avid card player. For recreation he is a big golfer and enjoys rounds and outings with his clients and friends. And, of course, he holds precious the time he dedicates to his wife and two young children.
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FIRST-TIME HOMEBUYER PROGRAMS
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HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)