Cindy Baker

Branch Manager Indiana and Senior Loan Officer

NMLS: 56202


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With over twenty years’ experience as a Mortgage Loan Advisor the only thing that runs deeper than Cindy’s knowledge of home mortgages is her Southeastern Indiana roots. Being licensed in her home state of Indiana and serving the community in which she was born and raised, she is truly invested in helping her clients reach their homebuying goals - because her clients are her neighbors!

Cindy Baker's core values of ensuring each client is treated with honesty, integrity and expertise are a direct reflection of the values she learned growing up in the heartland of America. With a single objective of making sure that each client receives the right loan to achieve their goals, Cindy often goes above and beyond her duties to guide her clients through the home buying process to ensure a smooth closing.

First time home buyers can rely on Cindy to ease the fears of taking on the monumental event of attaining that first mortgage, and home buyers with more complicated situations can rely on her experience and knowledge to guide them to their destination. One of her most notable attributes is her devotion to her clients. Cindy’s desire to soak up all the knowledge of the industry and focus on continual improvement is noticed as she passes along her wealth of knowledge to her clients, resulting in a community of educated and confident homeowners.

Cindy prides herself on being easily accessible to her clients whether it’s communicating via email, text, social media, phone call, or in person. Utilizing the latest tools and technology in the industry, Cindy will get you on the fast track to realizing your home-buying dreams.

Cindy Baker's dedication to her clients has earned her multiple awards for outstanding performance and exceptional client satisfaction and led to her opening a second office in Madison Indiana, expanding her reach along the Ohio River Valley and helping even more clients achieve their homeownership goals.

Client Reviews for Cindy Baker:


Absolutely wonderful. My situation was a little stressful for me, and all others involved. Cindy really helped control that, and helping me get everything I needed to complete the loan process. I know I was definitely not an easy customer to deal with, but Cindy did a great job in getting the job done. Drew E.

Cindy worked hard to get us approved for a loan so we could buy our very first home! She is amazing at what she does. Thank you Cindy! Stephanie K.

Thank you both so much for all you have done over the last few years to get me to this point in my life. It is truly a heartfelt thank you from my family for all your efforts. You both deserve tremendous blessings from God for your hard work and the way you both go above and beyond to help people who come to struggling like I was when this all started. Thank you both so very much. Now Michelle needs to post all those pics she took so I can steal them. John Jones

Thank you all so much! So excited to be moving into our new home. Stephanie Ketchum

"This is my second experience with Cindy and she was a swonderful as the first time. No one would regret working with her. She seems to be a bottomless well of knowledge." dlewisa 5 Stars

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"Cindy is the person to go to for loans, refinances, and advice. She's incredibly helpful and seems to have a bottomless well of patience." Darren A. 5 Stars

"Kudos to cindy Kirkpatrick Baker, one of the most pleasant and EFFICIENT Mortgage agents I have worked with in my 40 years in the real estate business." Kettig Coghill

What is the most important thing my Geneva Fi Team could do to exceed your expectations?

Anyone that is always fair, honest and takes their work seriously. I believe you work from your heart and that is greatly appreciated! Would love to work with you and your team again in the future, possibly near future. I am grateful for the time you took to really look into mine and my husband's decisions. I also want to thank you for helping us figure out what is and or was going on with my husband's past obligations. It gave great insight on what and where we need to do from this point.

Our home search would continue to be Rising Sun, (Ohio County) Indiana. More within the town/school area for my son goes into High School this year. This is a Family Oriented town and we are grateful to be a part of it. And again, the time, effort, professionalism and experience that you and your team gave us, will be Highly Recommended to others. Have a Wonderful Day and continue to do the Great work and Service you've given! Truly Grateful! Sincerely Appreciative, Tiffany H.