Ebe Cotton

Regional Manager

Go Team Cotton

Indianapolis, Indiana

NMLS:  150082


       Geneva Financial, LLC. - Indianapolis, Indiana         Go Team Cotton

Ebe Cotton Geneva Financial Branch Manager Indianapolis.jpg

Go Team Cotton

When you think of Fishers Mortgage Loans there can only be one person to think of that is EBE COTTON. I have been in the Real Estate/Mortgage Banking industry since 1981. My father started the 5th Century 21 franchise in Indiana in 1977 and I started selling for him in 1981. In 1983 on a trip to California I meet the President of a Saving and Loan and by the time I landed in San Diego I had a job as a mortgage originator. My first loan was $2,000,000 refinance in Coronado Island . the borrowers went from a 17% fixed rate to 12.50%....I have owned my own mortgage banking company that specialized in custom home builder construction and the end loan for their clients.


1982 Graduated from DePauw University - Major History/ Minor Economics

1981 Indiana Real Estate Sales Person License

1981 #1 Listing Agent in the Indiana/Kentucky Region of Century 21

1986 US Dept of HUD Direct Endorsement Underwriter

1992 Started ASMI Mortgage Bankers FHA-VA and Constructions Lender

1991-1995 Sold over $500,000,000 in GNMA (FHA-VA) Loans  

1995-2017 Funded over 3,000 Construction Loans for my own company with an Average home Sales Price of $525,000.

2018-Joined Geneva Financial LLC and opened branch operation in Saxony Market District in Fishers, Indiana. 

"I specialize in realtor purchase business in the Indianapolis area. I want to once again lay claim to being the #1 originator in the Metro Indianapolis Area. With my experience as a realtor and my mortgage banking expertise I can give my real estate clients and their customers the best possible service in the industry. . I have been involved in over 5,000 real estate transactions over the past thirty five years. I have lived in Hamilton County since 1994 and have been active in a variety of youth sports, as a coach, sponsor, member of boards and  in men’s group at my church. If not helping a client or one of my realtor partners I am found playing golf or enjoying my family." 


"Very easy to work with. Very knowledgeable and experienced. I'm glad I chose Ebe Cotton for my mortgage professional." Larry P January 2017 *****


Client Feedback

"Refinancing your mortgage can be an arduous task. The team of Ebe and Dorinda made it much less work. They were thorough and very professional. I will definitely send all my friends and family to Ebe Cotton for their Mortgage needs." Larry P June 2017 *****

"Ebe and Dorinda were great to work with. Everything went smoothly and they answered any and all questions we had." Timothy T. July 2017 *****

"I did not have the typical refinance situation due to changing jobs after 30 years. A couple of the "larger" financial institutions I went to would not even give me the chance to apply for refinancing my home. But Ebe took on the challenge and worked closely with me, providing sound advice, to ensure all financial documents were ready for the underwriter's approval. Ebe and his team stayed in close contact the entire way and made the entire process effortless for my wife and I." Greg B January 2017 *****