Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
1850 SW Fountainview Blvd, #210 Port St. Lucie, FL 34986
Licensed in: Florida (FL), Colorado (CO)
About Emmett Dempsey
NMLS ID 208522
I work with Families; Not Files. That is my motto here at the Dempsey Mortgage Team of Geneva Financial, LLC. Our company’s motto follows that message of “Home Loans For Humans”.
That word; family, is near and dear to my heart. I am a husband and father to 4 wonderful children. I am very aware of the anxiety and frustration that the home buying process can cause for your family, and we work to alleviate that the best we can.
I work to understand your family’s financial goals to make sure the mortgage is part of your overall family financial plan. I provide everyone with a Mortgage Coach Total Cost Analysis (TCA) so you can see the short term and long term costs of each financing option and we select the best one that fits your needs.
My goal is to provide advice about building wealth with real estate; not just throw out a fee sheet. It’s not just about accomplish your personal goals and providing a perfect loan process from start to finish.
From my family to yours, I look forward to working with you!
I am a former US Army Officer serving in South Korea and Fort Bragg jumping out of perfectly good airplanes.
I graduated with a Bachelors from Widener University in Chester, PA in 1997, and I hold a Masters of Business Administration in Finance from the University of Florida in 2005.
I have been solving the home loan needs of clients since 2007 and I hope to help your family next!
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
“Will be using him again!”
Emmett goes above and beyond to service clients. He was very punctual and kept us on schedule throughout the process. This was our first home purchase and Emmett went the extra mile to make sure we were informed and confident in our decision to structure the mortgage. He made himself available to us even some nights and weekends. Can't say enough good things about Emmett. No doubt we will use him again in the future!"
We were a first time home buyer, very nervous and LOTS of questions! Emmett was so helpful and always available! He never made me feel like i was a bother, he would even call to make sure we were doing ok and not feeling so overwhelmed, which of course i was. :) But he was so understanding and really made me feel better about it all. He also made things so simple! I can not say enough about how happy we are that he was a part of this journey with us!! :)
“No Hiccups or Surprises-smooth transaction”
Emmett Dempsey was extremely helpful is assisting my wife and I in our purchase of a condo at the Windjammer Yacht Club. Emmett walked us through step by step and assisted in every aspect of the purchase, financing, inspection and the closing. He made the entire experience an extremely pleasant one, with no hiccups, no surprises and a completely transparent experience. We would recommend Emmett to anyone making a purchase.