Mortgage Options for Self-Employed Borrowers

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At Geneva Financial we are proud to offer one of the largest portfolios of financing products available. Our goal is to provide solutions for every profile of borrower based on their unique needs.

For self-employed borrowers, we provide home loan products using 12 months of bank statements to verify income.

An outline of the program is below. If you or someone you know is self-employed and might be able to benefit from this product, please reach out to one of our loan officers in your area for a complimentary consultation.

Program Highlights:
• One borrower must be self-employed and may have a W-2 co-borrower
• Assets must be traditionally documented
• Loan amounts up to $3million

• DTI can go up to 55% with certain conditions
• Borrower may use an asset amortization formula to derive additional qualifying income
• Credit scores as low as 600


USABLE ASSETS:
• Bank Statements
• Mutual Funds
• Stocks & Bonds 
• 401K


LOANS TO $3M • CASH OUT REFI TO $2M AVAILABLE FOR:
•SFRs
•PUDs
•Condos
•1-4 units

For more information, speak to a licensed Mortgage Loan Officer in your state.

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