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Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
3155 S. Price Road, Suite 105, Chandler, AZ 85248
Licensed in: Tennesse
About Jeffery Hoge
NMLS ID 858059
Jeffrey Hoge started originating mortgage loans in 1995. Prior to originating loans, he had worked as a farmer, Major Account rep for Sprint, Danka Business systems, Canon USA, Dillard’s, Macy’s, and was a musician. He is a lifelong fan of education. There is always something new to learn.
“My way of working with customers is simple. Treat people the way we all want to be treated. No is no and yes is yes. There are so many land mines within the guidelines of lending today you need an expert. I cannot tell you the number of times people have loans fall out and then call me to save the day. In our world today, lying seems to be considered selling. I think this new development is nonsense. I do not sell. I help borrowers explore all options, listen to what they want to do, and then make recommendations based on twenty plus years of experience. There is no wrong answer, only truth. What borrowers plan to do with that truth is up to them. My goals are simple. Help each customer if possible, one deal at a time. That is why I get so many referrals. I care. People matter. Moving trucks, end of lease, children, new school districts, and the largest investment in your life should not be chaos. Helping customers regardless of personal profit is a way of life. Sometimes guidance is needed to fix errors, so a customer may buy a home. We are not guaranteed tomorrow. Therefore, I will do all I am able to help people today. It truly is a short life.”
Jeffrey Hoge grew up the child of a military family. He has lived in Virginia, North Carolina, South Carolina, Georgia, Florida, Missouri, Kansas, Colorado, and Tennessee. The lessons learned throughout his life have never changed his core. That is, he wants to help if he is able. He have been married for twenty-three years to his wife. They have two children and a special needs dog. When the chores are done, music and family are Jeffrey’s passion.
Jeffrey Hoge spends time doing his best to assist and help if possible the Autism Society of East Tennessee. He also frequents ASK the Autism Site Knoxville. He is a member of Temple Baptist Church, Knoxville, TN.
MORTGAGE LOAN PROGRAMS & RESOURCES
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FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)