Get Mortgage Rates for today!
Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.
3155 S. Price Road, Suite 105, Chandler, AZ 85248
Licensed in: Arizona (AZ), California (CA), Oregon (OR), Washington (WA), New Mexico (NM)
About Mark Cullimore
NMLS ID 47865
My interest in the mortgage industry actually began as a borrower back-to-back home purchases in the late 90's - both really unpleasant. In each instance, communication with my lender was (to put it kindly) less than stellar. Unexplained delays and cost changes created extra drama and anxiety for my wife and for me.
In 2002, I met a business mentor who became a great friend. He invited me to consider a career change and encouraged me to take a proactive, informative, accessible approach to mortgage lending. Within months, my professional mission became to improve the world one successful transaction at a time. Years later, I work every day to make a positive difference in peoples' lives, whether we ultimately do business together or not.
I love meeting people and learning new things. Even if you’re not actively in the market to purchase or refinance a property, I’m happy to chat about loan scenarios or guideline questions you may have. My current state licenses are: Arizona, California, Washington, Oregon and New Mexico.
My work reflects your financial goals and circumstances. My recommendations align with your plans and the best possible funding package available to you. My aim is to let the numbers tell the story and help you make an informed decision that serves your needs. Residential lending will probably be a core element in your financial plan. My approach is to address all associated costs, risks and rewards. If we find an option that delivers the type of tangible benefit you seek, then my team and I will walk you through the process of making our plan a reality. I'm "win-win" oriented. As you might imagine, this approach reliably creates memorable and satisfying loan transactions.
Away from the office, I love engaging in a wide variety of activities with family and close friends. My reading list contains equal numbers of fiction, business and personal improvement books. I'm also a huge fan of TED Talks, college football/basketball and golf.
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
DIY, DESIGN & HOME FINANCE BLOG
What My Clients Say
Mark is my first choice for mortgage related questions and my source for first hand knowledge of what the current trends are in the lending industry. Mark also has in depth knowledge of project planning and key advice about how to stay positive in business ventures. I would not hesitate to direct anyone to Mark or Morgan Capital for honest, fair and knowledgeable service with the client's needs at the heart of all he does. Susan Bell
Mark played a vital part in the purchase of our dream home. The process was smooth and seamless and we enjoyed our experience very much. We would definitely use him again and have recommended him to others. Bobby and Sandra
Mark is a person of high integrity in the mortgage industry. He has developed a wide network of sources to do various types of commercial loans, both large and small. From the outset, Mark will discuss the difficulty of your deal and the best strategies for getting funding. Jeffrey Lane