Rafael Unzueta

Senior Mortgage Officer

Winter Haven / Central Florida 

NMLS: 956709


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I’m proud to say that I’ve been a lifelong resident of Central Florida and I have a passion for the residents and businesses in my area.

It’s been a blessing to be able to secure home financing for so many families over the years! As a Senior Mortgage Officer with Geneva Financial, I have access to many wholesale mortgage lenders, several of which are among the largest in the country.

Working for an incredible lender like Geneva Financial and also working with these national lenders, gives me many advantages over a bank's mortgage loan programs. As a matter of fact, I have been able to find home financing for many clients that were previously turned down by their bank. Shopping for a mortgage can be a little scary and confusing.

My promise to my clients is to do everything in my power to make the loan process simple and easy to understand. I also pride myself on being available to my clients at their convenience. The communication lines are open to me far beyond the operating hours of most banks. Most importantly, I strive to conduct my business with complete transparency with my clients and Realtor partners. It would be a pleasure to help you, my Realtor partners and clients, find the best mortgage products available.



Client Reviews for Rafael Unzueta and Geneva Financial, LLC

 “Buying your first home can be scary. There is so much to do, so much information available, and so many options. What made our experience so much better was having Rafael with us every step of the way. He was attentive, thoughtful and thorough throughout the entire process. He exceeded our expectations, was easy to work with, and truly cared about our experience. 10/10 would recommend and use again.” Jarrod H.

"Rafael is extremely eager to help his clients and is extremely patient in dealing with wrenches thrown in the road. I had nothing but positive interactions with him and he was a HUGE help in my first time home buying process." Tayt Jones 5 STARS


"Rafael and his mortgage team exceeded our expectations! Great communication, extremely fast closing, excellent job! He's the best in the business! A++"

Cypress Gardens, FL May 2016 5 STARS

"Rafael was great and treated me like family!!! I would go to him again in a heartbeat. He did everything he could do for me and i had an overall great experience."

Vero Beach, Florida June 2017 5 STARS

"I am a licensed real estate agent in Central Florida. I have found Rafael Unzueta to be not only professional but very personable as well. Honesty is a must in his field and his integrity is tops." Lamanda Jones 5 STARS

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