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Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
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3155 S. Price Road, Suite 105, Chandler, AZ 85248
Licensed in: Illinois (IL), California (CA), Indiana (IN), Florida (FL)
About Rashad Carmichael
NMLS ID 1453799
College graduate Illinois State University, Applied Computer Science Degree
Keller Graduate school of business MBA program
Rashad loves assisting others as they learn about investing solutions and opportunities. It began with his education; upon graduation from college he served as a substitute teacher in Chicago public schools.
Since 2005,Rashad has hosted free economic empowerment workshops not only in financial districts, but also in requested meeting spaces, including churches, offices and restaurants across the United States. Locations have included Washington DC, Chicago, Indianapolis, Indiana, Fort Lauderdale, Tampa, Jupiter and Orlando Florida, San Diego, Orange County California, Los Angeles California and San Francisco California area. With an informal presentation, including favorite foods, he cover topics such as:
The importance of credit scores
VA veteran home loan incentives for the military
First time homebuyer education at its finest
Home buying education
Health care reform and employee benefits made easy
203K renovation load education and the benefits of buyer fixer uppers
It is always with the thought of remembering the old school while being the best at financial education in today’s economy. Rashad entered the mortgage business as a loan officer in 2007 after gaining experience as a real estate broker and an insurance broker; he assisted families and corporations with protection and expense reduction services.
Rashad is not all work. His hobbies include gardening, listening ot music, reading non fiction books, attending basketball games, and traveling in airplanes. He loves sharing conversation and learning from others.His favorite pastime is basketball. Rashad has been a season ticket holder with the Chicago Bulls since 2005. He loves playing and watching not only basketball but other sports like football and tennis.
MORTGAGE LOAN PROGRAMS & RESOURCES
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
MORTGAGE PAYMENT CALCULATOR
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)