Rebecca Gardner

Branch Manager | NMLS ID 226939


Get Mortgage Rates for today!

Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you're borrowing can all have an impact on what sort of home loan interest rates you can obtain.

Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.

Fill out the below Mortgage Rate & Cost Request form to the best of your knowledge and I will get back to you as quickly as possible with an estimated scenario.

 

 

BRANCH ADDRESS

152 Highway 50, #2 Stateline, NV 89448

 

CONTACT

Mobile

775-600-7779

Fax

800-874-8045

Email

BGardner@GenevaFi.com

Licensed in: Nevada (NV), California (CA), Idaho (ID), Arizona (AZ)

About Rebecca Gardner

NMLS ID 226939

I have been a Mortgage Banker/Broker Professional with close to 30 years of experience in various aspects of the Mortgage and Real Estate Industry, including originating, processing, underwriting, funding, mortgage placement and credit counseling. I owned and operated an FHA/VA approved office in South Lake Tahoe, California for 18 years.

For these many years, I have worked achieving the goals of my clients in helping them realize “the American Dream” of home ownership. During this time I have seen many changes in the market and have learned to adapt to market volatility. My goals include coordinating efforts in researching and successfully locating financing to match the needs of my borrowers. I like to think that one of my strongest assets include achieving satisfactory levels of customer service within this highly competitive Market.


Personally, I enjoy the opportunity to work with complicated loan scenarios and enjoy the challenge of attacking today's obstacles and making loans happen!

I am offering financing for homeowners and prospective homeowners, including Jumbo Loans, FHA/VA, Conventional, as well as multiple First time homebuyer products. We have also added several non-conforming loan products to our portfolio including Asset Depletion and Reverse Mortgages.

I look forward to working to make the magic of home ownership happen for you or your customers. I am excited to work with Geneva Financial, which is a great company with a wonderful growth platform. 

"That Mortgage Girl"=

MORTGAGE LOAN PROGRAMS & RESOURCES

PURCHASE

REFINANCE

CONVENTIONAL LOANS

JUMBO LOANS

FHA LOANS

VA LOANS

USDA RURAL LOANS

FIRST-TIME HOMEBUYER PROGRAMS

DOWN PAYMENT ASSISTANCE PROGRAMS

HOME EQUITY LINE OF CREDIT (HELOC)

ADJUSTABLE-RATE MORTGAGE

RENOVATION LOANS

REVERSE MORTGAGE

MORTGAGE PAYMENT CALCULATOR

HOMEBUYERS GUIDE

MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)


DIY, DESIGN & HOME FINANCE BLOG


What My Clients Say

“Diligent and knowledgeable!”

Rebecca, once again thank you, we so appreciate your diligence and perseverance to attend to all of the details of the loan and closing.  Contacting all who were needed was to us a daunting task, but you did it so well. If we were at home and had the paperwork accessible it would have been hard enough but being away was certainly more difficult for all.  You’re great and we wish you future success in all of your dealings.

“Great to work with”

This is a note to give you my experience working with Rebecca Gardner.  I would have to say that my overall experience was very positive. Rebecca always kept us very well informed as to the progress of our mortgage and documentation that was required.  With the changes in the lending laws and dealing from out of state, this was certainly much more involved than any home purchase we have done in the past.  I was impressed that the transaction was completed on time.  Rebecca was great to deal with; I was always able to get in touch with her with my questions.  If I were to do this again, I would use Rebecca.

“Great experience”

We are now settled into our new home in Legend Trail.  We love the place and the neighborhood.  We found our neighbors and the folks at the community center to be the most helpful.  Thank you for your patience and persistence in getting this deal through in such a smooth order and in such a short time frame.  I know that you are caught between the lender and the borrower, but you did a great job with both of us.  Some of the requests seemed inappropriate or out of line, but you kept me cool and we got all the information that was “necessary” in a timely fashion.  You were great-thank you. Sue and I both wish you the very best and we will not hesitate to send people your way if the occasion arises.